Paying Your Bill

We've kept registration, consultation, and even surgery as simple and streamlined as they can be and we're keeping our bill pay system simple, as well.

Physicians Surgery Center of Frederick is pleased to offer convenient, secure online bill pay, which is designed to eliminate misunderstandings and questions, while keeping the payment process clear and easy-to-follow.  It's nice to forego paper checks and postage, and to have the convenience of 24/7 service.

We have experienced greater patient satisfaction with online bill pay, but if you prefer your invoice mailed, please let us know.

Please let us know prior to your surgery if you need help making special financial arrangements; we're happy to discuss alternative payment methods with you.  To review the PSCF Charity Care Policy, click here.  To access the Financial Assistance form, click here.

In addition to printing your receipt, we encourage you to verify with us by phone or email that your payment has posted.  Feel free to contact us with any questions related to your account or online payment at (240) 215-3070 x221.


Please work with our team before, during, and after your surgery so that we can coordinate the process of filing and managing your insurance claims.  Our team will take their time to walk you through every aspect of billing and payment, ensuring that you understand your coverage, co-pays, deductibles, or difference you may owe.

We request on the day of your procedure that you bring your current insurance and Medicare card for both primary and secondary insurances.

PSCF Participates with the following Insurance groups: 

  • Aetna (all except Aetna Signature and Aetna Medicaid)
  • Amerigroup
  • Carefirst BCBS – all PPO, HMO, Anthem, etc.
  • Cigna
  • Johns Hopkins US Family
  • Maryland Physicians Care
  • Medicaid
  • Medicare
  • Priority Partners
  • Tricare
  • United Health Care (all except UHC Medicaid)
  • Workers Compensation


A list of your surgeons and anesthesiologists participation list is available upon request.

Collections and Payment Policy

Co-pays and deductibles will be due on the day of your surgery.

PSCF will provide you with an estimate of your out of pocket charges prior to your arrival to the facility for your surgery.  This will be communicated to you via text, email or by phone.

For patients with no insurance coverage, or for those having cosmetic surgery, all fees will be due in advance.

We're happy to accept cash, cashier's checks, credit cards, and personal checks with valid identification.

CareCredit is a patient payment plan with eligibility determined by the patient's out of pocket expense.  Plans extend up to 12 months and may offer interest-free payments.  Apply at our facility or by visiting or by calling (800) 365-2895 for an Automated Phone Application.

Special Financial Arrangements

Please let us know prior to your surgery if you need assistance with special financial arrangements based upon need; we're happy to discuss and assist you with alternative payment methods, and will provide an eligibility determination within two days.